Auto, Home, & Personal

 

 Auto

The Who, What & Why of it...​
 

Auto insurance is a necessity; it protects you against financial loss if you have an accident. It is a contract between you and the insurance company where you agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy, in the event of an accident.

Auto insurance provides: 

  • Property coverage for damage to or theft of your car  

  • Liability coverage for your legal responsibility to others for bodily injury or property damage  

  • Medical coverage for the cost of treating injuries, rehabilitation, lost wages, and even funeral expenses

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you are financing a car, your lender may also have auto insurance requirements. Most auto policies have a duration of either six months or a year. Your insurance company should notify you by mail when it is time to renew the policy and to pay your premium.

Home

 

  The Who, What & Why of it ...

Your house, your home - the place where you live is the largest and most important investment you will probably ever make. So why not insure and protect it for as much as possible? Whether you own or rent protecting your investment is essential. Protection is not just about fire and storm damages, it is also about liability for injuries and other damages that may occur on your property. Call us for a complimentary policy review - let us make sure you are covered and paying the best rate available.

Ask us about bundling your auto & home! It's a great way to save money.

Personal

The Who, What and Why of it...

 

You can cover everything that is important to you, your house, your car, even your life, but personal liability protection can also include feeling comfortable owning, carrying, and possibly using your personal firearm. The Firearm Liability policy is designed to provide insurance coverage for gun owners who use their firearms in self-defense. You can get comprehensive coverage and advocacy defense at a reasonable price. For more information click here.

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